- Can I get personal loan if my salary is 12000?
- How much personal loan can I get if my salary is 10000?
- Can I get personal loan if my salary is 15000?
- What is the minimum salary required for personal loan?
- How is loan eligibility calculated for salary?
- Can I get personal loan if my salary is 20000?
- How much personal loan can I get if my salary is 40000?
- Which type of loan is best?
- What will be the EMI for 10 lakhs home loan?
- What car payment can I get on 15000 salary?
- How can I get personal loan without salary slip?
- Which bank personal loan is best?
Can I get personal loan if my salary is 12000?
12,000, you may need to convince the lender about other sources of income that may help you cover your loan repayment.
If you are looking to avail a Bajaj Finserv Personal Loan, you can start by sharing your basic details in the pre-approved loan form and checking if you have an offer..
How much personal loan can I get if my salary is 10000?
Personal Loan Eligibility Criteria for Top Banks and NBFCsLendersEligible Loan AmountEligible AgeMoney ViewRs. 10,000 to Rs. 5 LakhAbove 18 YearsOye LoansRs. 10,000 to Rs. 1 LakhAbove 18 YearsPaySenseRs. 5,000 to Rs. 2 Lakh21 to 60 YearsPunjab National BankRs. 50,000 to Rs. 10 LakhAbove 18 Years23 more rows•Dec 16, 2020
Can I get personal loan if my salary is 15000?
Income: In order to be eligible for a personal loan through a bank, you have to draw a minimum salary every month, which varies from bank to bank. But generally, if you are earning at least Rs. 15,000 every month, you will be eligible for a personal loan.
What is the minimum salary required for personal loan?
The minimum salary for a personal loan for salaried individuals is INR 25,000 per Month (for residents of Mumbai and Delhi) or INR 20,000 per Month (for all other locations).
How is loan eligibility calculated for salary?
If you take a personal loan for a maximum of 5 years, then your loan amount will be ₹ 20,000*12*5 = ₹ 12,00,000. However, the multiplier is 20, then the loan amount will be ₹ 40,000*20 = ₹ 8,00,000. Therefore, the amount you will get on ₹ 40,000 salary is ₹ 8,00,000.
Can I get personal loan if my salary is 20000?
Having a high CIBIL score and meeting your lender’s eligibility criteria usually goes a long way in getting you good terms on your personal loans. But if your salary is less than Rs. 20,000, you will be expected to convince the lender about the repayment of your personal loan amount.
How much personal loan can I get if my salary is 40000?
Consider – how much personal loan can I get on a 20,000 salary? Sans any other financial obligations, you can expect to be eligible for a loan of Rs. 5,40,000….Multiplier Method.SalaryExpected Personal Loan AmountRs. 30,000Rs. 8.10 lakhsRs. 40,000Rs. 10.80 lakhsRs. 50,000Rs. 13.50 lakhsRs. 60,000Rs. 16.20 lakhs1 more row•Apr 8, 2020
Which type of loan is best?
Unsecured personal loans. Personal loans are used for a variety of reasons, from paying for wedding expenses to consolidating debt. … Secured personal loans. … Payday loans. … Title loans. … Pawn shop loans. … Payday alternative loans. … Home equity loans. … Credit card cash advances.More items…•Jan 11, 2021
What will be the EMI for 10 lakhs home loan?
Banks which are offering 10 Lakh home loan amount at low rate of interest….Emi Calculated on 6.80%.Monthly Payment (EMI)Total Interest Payable in 20 yearsTotal Payment (Principal + Interest) after 20 years for 10 Lakh of loan amountRs.7633Rs.832015Rs.1832015
What car payment can I get on 15000 salary?
Salary of 15000, Am I eligible for Loan? Check here onlineProductSalaryMax. loan amountPersonal Loan15000140000Home Loan15000850000Car Loan15000310000Credit Card15000
How can I get personal loan without salary slip?
To help you get the funding you desire without proof of employee wages, here are 5 tips to obtain a personal loan without a salary slip.Produce an Alternate Proof of Income. … Maintain a Healthy Credit Score. … Offer to Pledge an Asset as Security. … Sign up for Funding with a co-applicant.More items…
Which bank personal loan is best?
HDFC BankHDFC Bank, Tata Capital, ICICI Bank, IDFC First Bank are the best banks for personal loan, if you are looking for an instant personal loan with a quick disbursal within a few hours to 1-2 days. Interest rate on instant personal loan of these top banks are in the range of 10.49% to 17.99%.